Chief Minister Comprehensive Health Insurance Scheme 2024 Check Details

The Chief Minister’s Comprehensive Health Insurance Scheme was introduced by the Tamil Nadu government through United India Insurance Company Ltd, a public sector insurance company with its headquarters located in Chennai. The scheme links the public health system effectively to reduce financial hardship for enrolled families, provide quality healthcare to eligible individuals through government and private hospitals and move the state closer to universal health coverage. In this article you get every necessary information regarding this scheme such as objective, eligibility criteria, required document, overview and applying procedure.

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Chief Minister Comprehensive Health Insurance Scheme

The Chief Minister Comprehensive Health Insurance Scheme formerly known as Kalaingar Kaappittu Thittam was introduced on 23 July 2009 with the aim of reducing financial hardship for enrolled families and advancing towards universal health coverage by establishing an effective link with the public health system. The scheme will provide high quality healthcare to eligible individuals through empanelled government and private hospitals.

Through United India Insurance Company, the program would be implemented from January 2022 to January 2027. The programme would reach over 1.37 crore families as of January 2022. In all, 800 government and 900 private empanelled institutions have 1090 operations, 8 follow-up treatments and 52 diagnostic procedures covered under CMCHIS. The policy offers coverage up to Rs.5,00,000 per family per year on a floater basis for the diseases and treatments listed under the scheme. Its goal is to give cashless hospitalization for selected disorders/procedures.

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Overview Of Chief Minister Comprehensive Health Insurance Scheme

Name of the scheme	Chief Minister Comprehensive Health Insurance Scheme
Launched by	State Government of Tamil Nadu
Beneficiaries	Citizens
Objective	To provides low-income Tamil Nadu households financial support
Application mode	Offline
Official website	cmchistn.com

Objective Of Chief Minister Comprehensive Health Insurance Scheme

The main objective of this scheme is to provide cashless hospitalization for certain illnesses and procedures. It also offers floater coverage up to Rs.5,00,000 per family, year for the illnesses and procedures covered under the plan. In addition to encouraging access to high quality medical care, the CMCHIS is a major step toward ensuring that weak groups in society obtain appropriate healthcare without experiencing financial hardship.

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Benefits Of Chief Minister Comprehensive Health Insurance Scheme

• In India, medical crises are exceedingly costly due to the increasing expense of medical operations. As a result, some families find it challenging to pay for these costs. This kind of medical emergency may be handled with the help of the CM health insurance plan.
• Patients can receive rapid medical attention because of the large hospital network of the CMCHIS program. By doing this, the patient is guaranteed prompt attention.
• Many therapies may be covered by a single insurance plan. Customers will therefore be able to have the therapy for free without having to pay for it out of pocket as soon as possible.
• The CMCHIS sum insured provides coverage for up to Rs.5 lakhs per household per policy year. They may now obtain basic medical care as a result.
• Additionally, diagnostic testing and follow up therapy are covered by Amma Health Insurance (CMCHIS). Usually, this is not covered by standard health insurance.

Eligibility Criteria

• The applicant must live in Tamil Nadu state.
• The maximum annual income that should be earned is Rs.72,000.
• The member’s name needs to be on the family ration card.
• Those who are immigrants from other Indian states with migration certifications from the relevant authorities (should reside in Tamil Nadu for at least six months).
• The individual may possess citizenship papers and be a refugee from Sri Lanka.
• Girls who have been saved from any registered or unlicensed group or who are orphaned.

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Required Documents

• Aadhaar card
• Income Certificate
• Ration card
• Address proof
• Self declaration from the head of the family

Application Procedure Of Chief Minister Comprehensive Health Insurance Scheme

• The Village Administrative Officer or the Revenue authorities can provide you with an income certificate.
• After obtaining the necessary documents, including your income certificate, ration card, and Aadhar card, head over to the enrollment facility.
• Give the kiosk operator the documents so they may be verified.
• Give your fingerprints, photograph and eye scan biometric information.
• The e-card will be provided to you when your data is checked.

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Download the Chief minister Comprehensive Health Insurance Scheme Card

• First you have to visit the Official Website of the CMCHIS.
• The homepage will appear on your screen.
• Click on the beneficiary option.
• Select instructions after selecting the Member search/e-card option.
• You need to fill in the field on the member search page with your CMCHIS member ID or the URN number on the smart card.
• Afterwards, you may confirm the people who have enrolled in the scheme as well as the insured amount.
• Click on the Generate e-card button.

FAQ’s

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