Aam Aadmi Bima Yojana 2024 : Claim Form, Apply Online & Status

The Indian government has developed several programs to assist citizens deal with the main issues brought on by poverty. One such initiative is the Aam Aadmi Bima Yojana, which was designed to provide financial support to those in need. Benefits are available under the Aam Aadmi Bima Yojana for natural or accidental death, whole or partial permanent disability and both. In this article you get every necessary information regarding this scheme such as benefits, overview, objective, eligibility criteria, required documents, application online and status.

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Aam Aadmi Bima Yojana 2024

A life insurance program called the Aam Admi Bima Yojana was introduced on 2 October 2007. India’s low-income households are the primary audience for this social security program. The plan life insurance would cover the head of a landless household in a rural state or a family member who is receiving income through this LIC against both partial and permanent incapacity. The premium would be paid annually to the Aam Aadmi Bima Yojana recipients. If an accident results in death or disability, the policyholder will not be required to pay a premium under this scheme.

In order to take part in this program, beneficiaries need to submit an application. Aam Aadmi Bima Yojana 2024 provides LIC with a lump sum insurance payout of Rs 30,000 to the family of an individual who dies from natural causes. Members of particular occupational groups are eligible for disability, accidental death and natural death benefits under this scheme.

Overview Of Aam Aadmi Bima Yojana 2024

Name of the Yojana	Aam Aadmi Bima Yojana 2024
Launched By	Life Insurance Company
Beneficiaries	Low income household person
Objective	To Provide Life Insurance
Official Website	https://www.licindia.in/#

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Objective Of Aam Aadmi Bima Yojana 2024

The main objective of this yojana is to provide life insurance to low-income households. Under this policy, insurance will be available to all citizens of the country. Under the LIC Aam Aadmi Bima Yojana, financial assistance will be provided in the case of both death and incapacity. If the beneficiary enrolled in this scheme dies or becomes incapacitated the beneficiary’s family will receive a sum of money between Rs.30,000 and Rs.75,000. Low-income families will be helped by this scheme to combat the financial support that follows a family member’s passing or disability.

Benefits Of Aam Aadmi Bima Yojana 2024

The benefits of this yojana is given below:

• In rural and unorganized regions, low-income households will have access to this service.
• AABY 2024 offers death and disability benefits and guarantees that at least two children in the home will finish their education without interruption.
• Under this insurance scheme, up to two children in classes 9 through 12 will be awarded a Rs 300 scholarship each. A single payment per six months will be made.
• LIC I Am Aadmi Under the Bima Yojana A nominee will get Rs. 30,000 in the event that a member of a low-income household passes away naturally while the insurance is in effect.
• If an accident or handicap caused the registered person’s death, the nominee will get 75,000 as per the policy.

Eligibility Criteria Of Aam Aadmi Bima Yojana 2024

The eligibility criteria of this yojana is given below:

• The applicant has to be an Indian citizen.
• The age range of the candidate should be 18 to 59.
• The applicant must be below the federal poverty level (BPL) for this yojana.
• Homes in any of the program’s specified occupational groups with earnings just over the poverty level.
• Families without land in rural areas will also be considered eligible for this program.
• There should only be one wage earner in the family and the beneficiary should be the head of the household.

Required Documents Of Aam Aadmi Bima Yojana 2024

The required documents of this yojana is given below:

• Passport Size Photograph
• Aadhaar Card
• Voter ID
• Ration Card
• School Certificate Proof
• Birth Certificate
• Mobile Number

Beneficiaries Of Aam Aadmi Bima Yojana 2024

• Cobblers
• Fishermen
• Bidi workers
• Handloom weavers
• Handicraft artisans
• Khadi weavers
• Leather workers
• Women tailors
• Physically challenged
• Self-employed citizens
• Papad workers
• Milk producers
• Auto drivers
• Rickshaw drivers
• Sweepers
• Forest workers
• Urban Poor
• Paper producers
• Farmers
• Anganwadi teachers
• Construction workers
• Pantation workers, etc

Natural And Accidental Cases

• After the insured passes away the nominee for the insured must file a claim with LIC.
• The death certificate must be included with the completed and submitted death claim form by the candidate.
• The information on the claim form will then be verified by the officer.
• After verification, the beneficiary’s account will receive the claim amount.
• In the case of a natural death, a claim form and death certificate are required.
• In the case of a fatality caused by an accident, copies of the police investigation report, the post mortem report, the final police report and the first police report must be provided.

The Aam Aadmi Bima Yojana Budgetary Amount

Area	Amount Given
Due to Natural Cause	Rs.3000
In Case of Bus Accidental Death	Rs.7000
In Case of Handicap	Rs.75000
Mentally Handicap	Rs.35700
Financial assistance will be given to the children of died person, who are studying in class 9th and 10th	Rs.100

Apply Of Aam Aadmi Bima Yojana 2024

• First you have to visit the Official Website of LIC.

• The homepage will appear on your screen.
• Click on the LIC Aam Aadmi Bima Yojana Apply Online option.
• The application form will appear on your screen.
• Enter all the required details in the form.
• You have to upload all the necessary documents.
• Click on the submit button.

Apply Offline Procedure

• Beneficiaries who are interested in applying offline under this scheme must first visit the LIC nodal agency. You then need to go there and take up the application.
• You must complete the application form after obtaining it and provide all the requested information.
• Once all the information has been entered, you must attach the application form to the appropriate documents.
• Following that, you must apply to the LIC office. Your offline application will be completed in this manner.
• You may get further details on the Aam Aadmi Bima Yojana by sms or calling the number provided below.
• SMS LICHELP <POL.NO> TO 9222492224 OR SMS LICHELP <POL.NO> TO 56767877 CLAIM IN DISABILITY

CLAIM In The condition Of Handicapped

• In this case, the insurer will file the claim on his own.
• The recipient must submit the claim form to film along with the necessary document.
• The following documents are examples of important documents.
  • Documentary proof of accident
  • Medical certificate
• The insured’s incapacity should be attested to by the medical certificate.
• The officer will then verify the information on the claim form.
• The claim amount will be credited to the beneficiary’s account following a successful verification process.

CLAIM Process For Scholarship

• The insurer’s children will complete the application for scholarship benefits.
• We will complete this form once every six months.
• Following submission of the form, the nodal officer will verify the information.
• Following verification by the Nodal Officer, the list of all the students would be forwarded to the Pension & Group Scheme of LIC.
• The following student-related information will be included in this list.
  • Student Name
  • School Name
  • Student Class
  • Bill Member Name of Insured Person
  • Bank Account Detail
• The beneficiary’s account will receive the scholarship money following the form’s successful verification.
• The scholarship is available every year on January 1 and July 1 for a period of six months.
• Following the form’s successful verification the beneficiary will get the scholarship money in their account.

LIC Aam Aadmi Bima Yojana Claim Process

• The central government transfers the claim money under this system to the beneficiary’s account using NEFT.
• In the event that NEFT is not an option the claim amount is paid into the beneficiary’s account upon the officer’s approval.
• In the event of an accident, this sum may also be claimed by the beneficiary directly, or in the event of the beneficiary’s death by the beneficiary’s nominee.
• While filming, the nominee needs to turn in the death certificate.
• In addition, the certificate attesting to the deceased’s status as the family head and primary provider of income must be submitted.
• Should a disability arise, the policyholder must make a claim under this plan.
• The insured should ensure that every relevant record is submitted with the claim.
• If the recipient becomes disabled, they will need to provide official records of the accident.
• In addition, in the event of a handicap, it is essential to present a certificate from the Government Orthopedician or Civil Surgeon specifying that the impairment was brought on by an accident.

FAQ’s